Pala-isip

Survey Finds Canadians Retiring at 58 on Average 12/08/2005 - With debt seen as OK by 48 per cent December 5, 2005 Canadians are retiring during prime earning years with a more lackadaisical attitude toward debt, a new survey suggests, but economists warn the trend can't continue. The average retirement age is now 58, according to an Ipsos-Reid survey conducted for RBC Financial Group. And while 85 per cent of working Canadians polled believe it's important to pay their debts before retiring, 48 per cent don't believe it's necessary to retire debt-free. Currently, about one-third of retired Canadians have debt, with the average load weighing in at about $35,000. "We seem to be observing an emerging mind-set where many Canadians do not see the need to retire their debt before they themselves retire from work," said Dave Richardson, vice-president of RBC Asset Management Inc. "While entering retirement debt-free continues to be the most prudent approach, th...

I'm always curious as to why some people are more successful than others, why some people are richer, happier and seem to live a better life. From all my research, there is a common theme as to why some people are more successful than others. These are: 1. They already believe they are successful. Whether they are still struggling or their business are just starting, they already know they will succeed. This positive frame of mind makes them keep going even when the going gets though. They don't quit. 2. They have a written plan. In other words, they have clear written goals. It can be a business plan or a written goals. They have something written down as a roadmap to where they want to go. This in turn keep them... 3. Focus. They have laser like focus on where they want to go and what they want to achieve. 4. They save their money. In the bible, it says, "To him that hath, shall more be given, and he shall have abundance. But from him that hath not, even that which he ha...