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3 Cost Effective Ways to Solve Metro Manila's Traffic Problem

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The Facebook page of ANC 24/7 is asking for its reader's suggestion on how to solve Metro Manila's traffic problem. This got me thinking, "what is the best way to solve Metro Manila's traffic problem?" It's easy to make suggestions, what's hard is the implementation and the cost of implementation. So what is the the best way to solve Metro Manila's traffic problem and the most cost effective solution? Punitive Fines Add caption First of all, any implementation will definitely cost money, a lot of money. The cause of the traffic mess is the people themselves so it's only right that those causing the traffic problem should be fined and the fine should hurt. That way, the fines will pay for the cost of enforcing the law. The fines should start at P500 and goes up every week if you don't pay it within 15 days. To enforce this and prevent people from ignoring the fine. It will be tied to their driver's license or car registr

Pyramid Scam in the Philippines...again!

Another scam has been unveiled in the Philippines. This time it's trading "futures derivatives". The company is called FrancSwiss (wow...what a unique name, they just reversed Swiss Francs) and were offering people with a 12% annual return. Their minimum is $40,000 to invest, but if you don't have the $40,000, they encourage you to partner with someone to come up with the minimum. It was estimated that investors lose between $120 to $250 million in investments.

A friend was telling me about this where he knows someone who told him to invest in this company just last week. When my friend told me that they were offering 4.5% per day return, I told him that was a scam.

Good thing he listened to me and didn't invest any money. Yesterday, the news came out of the Inquirer saying the money in the bank accounts were all gone. Taken by the owner and most probably have left the Philippines.

Seriously, haven't they heard of Multi-Tel? Tibayan? G. Cosmos? If these ponzi schemes can't even maintain a 4 to 5% per month return on your money, why do you think that a 4.5% per day is sustainable? Not even Warren Buffett, the richest investor in the world can make 4.5% per day. He's averaging around 20% a year and he's richer than the Philippines!

If a company can make 4.5% per day, why would I invite some other people to join in? Would you want to keep all profits and trade secrets to yourself?

I was scouring the Internet for some info about this FrancSwiss and I was amazed by the some of the comments of people regarding these scams.

"ang alam ko ung mga di memebers lang ang naninira..wla nmang members na ng rereklamo kc lahat me daily interest na 4.5% hehe if na huli ka..eh wag kan sumali..bawi kna lang nextime..4 the next 2nd round"

Err..wrong! People don't slam these companies because they're legit, they slam them because they smell something fishy.


"i invested $1000 but fortunately bawi na ako..well tama kayo sa mga sinasabi nyo..first come first luck lang tlaga…kung bago pa pasikin natin…at pag bawi ka na…ayos! kung medyo matagal na..some like 4 months..wag na kayo mag join…ang style..earn from them and get out as soon as you can!"

With these kinds of comments, people are bound to be fooled over and over again. How would one know whether it's been 4 months now or whether it's new? A lot of these companies lasted over a year.

i like to shre this to everyone who dont beleive in the opportunity that Francswiss is offering.I rather RISK in joining FS than never at all. The Reason is..in our Life we always took the risk like working for more than 10yrs and nothing changed. its better to risk now and even we fall wer still young to overcome everything than be old with nothing had happened on our lives. Francswiss set me out of debt. To you Guys just believe and see the difference of being a Francswiss investor. Gudluck to all and Help Better Lives!

Oh my dog! People should have a better understanding of risk. There are good risk and there are bad risk. As there are good investments and bad investments. Risk is not bad, as long as you understand what is involved. A bad risk is something you don't understand but pretend to so you don't look like an idiot.

People, you have got to learn to think for yourself instead of blindly believing these people. Just because they call themselves "financial advisers" doesn't mean they actually are financial advisers.

Heck, I've got over nine years of experience planning people's finances and I don't even call myself a financial adviser. Not until I get my actual certification.

These people just happens to be dealing with financial instruments and they go out and call themselves financial advisers and entice people with huge returns. Spewing out risk/reward ratios, rates of returns and all those financial terms to look good to their prospects.

Look for my next post to see how you can protect yourself from these scams and filter out the real investments from scams.

Comments

Anonymous said…
have you looked in on TVI Express? It's now booming here in the Philippines, but US better business bureau warned the american public that this is a scam! watch youtube abc channel 2 news. just search TVI Express scam.

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