Never Laugh At A Chinese!

A Chinese man walked into a bank in New York City and asked for the loan officer. He told the loan officer that he was going to China on business for two weeks and needed to borrow $5,000.
The bank officer told him that the bank would need some form of security for the loan, so the Chinese man hand over the keys to a new Ferrari parked on the street in front of the bank. He produced the title and everything was checked out.

The Loan officer agreed to accept the car as the collateral for the loan. The bank's president and its officers all enjoyed a good laugh at the Chinese for using a $250,000 Ferrari as a collateral against a $5,000 loan.

An employee of the bank then drove the Ferrari into the bank's underground garage and parked it there.

Two weeks later, the Chinese returned, repaid the $5,000 and the interest, which came to $15.41. The loan officer said, 'Sir, we were very happy to have your business, and this transaction had worked out very nicely. But we were a little puzzled. While you were away, we checked you out and found that you were a multi-millionaire. What puzzled us was why you would bother to borrow $5,000?

The Chinese replied: 'Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there safely when I return.'